"Era joven e inexperto"

Tomó venganza del banco que le negó un préstamo y le compró el edificio

Un empresario inglés se tomo venganza y le compró al banco el edificio de la sucursal que le negó un préstamo hace 21 años para montar su propio negocio

Un exitoso empresario británico a quien hace dos décadas un banco le negó un préstamo por ser "demasiado joven e inexperto", tomó "venganza" de esa entidad comprando el edificio de la sucursal donde fue rechazado.

Adam Deering, de 39 años y residente en la ciudad de Urmston, Inglaterra, comunicó en los últimos días en su cuenta de Instagram, que la semana pasada había comprado el edificio del banco donde en 2002 le negaron un préstamo comercial de 10.000 libras esterlinas (unos U$S12.800 al cambio actual) para montar su propio negocio.

Cuando tenía 21 años, Deering renunció a su trabajo, desarrolló un plan de negocios y concretó una entrevista con la gerente de una entidad financiera local. "Antes de ingresar al banco oré porque no tenía dinero para concretar mi sueño", recordó Adam.

Big thanks to @ladbible for writing this story. ..So last week I bought the bank building where I got knocked back for a loan at 21 years old! ..So when I was a broke ass 21 year old I had a dream to work for myself and setup my own business! ..I created a business plan, made an appointment with the bank manager to speak about setting up and account and getting a business loan, before I went into the bank I prayed as I had zero cash and had no idea how I would realise my dream without it. ..I sat down with my fingers and toes crossed and the woman who was the bank manager took my business plan went through it quickly and in a really patronisingly tone said the problem is Adam you are a bit young and you have no business experience. This isn’t something we can do at this stage. ♂️..My heart sank, I felt humiliated, frustrated and sad. I had no plan B. ..I had already quit my job and had managed to scrape enough money together to pay the first quarters rent and I got a phone-line off BT which was on 30 days credit terms. ..I didn’t have any money to buy a desk or chair so as a result I spent 4 months on the floor with the phone off BT and the Thompson Local. ..No marketing budget, no Google or Social media to even advertise in, just a burning desire to succeed! ..So I bought the bank building where they declined me for the £10K business loan! ..For me this was a great day! ..Remember your current situation is never your final destination! ✊..#findtheaction
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Big thanks to @ladbible for writing this story. . . So last week I bought the bank building where I got knocked back for a loan at 21 years old! . . So when I was a broke ass 21 year old I had a dream to work for myself and setup my own business! . . I created a business plan, made an appointment with the bank manager to speak about setting up and account and getting a business loan, before I went into the bank I prayed as I had zero cash and had no idea how I would realise my dream without it. . . I sat down with my fingers and toes crossed and the woman who was the bank manager took my business plan went through it quickly and in a really patronisingly tone said the problem is Adam you are a bit young and you have no business experience. This isn’t something we can do at this stage. ♂️ . . My heart sank, I felt humiliated, frustrated and sad. I had no plan B. . . I had already quit my job and had managed to scrape enough money together to pay the first quarters rent and I got a phone-line off BT which was on 30 days credit terms. . . I didn’t have any money to buy a desk or chair so as a result I spent 4 months on the floor with the phone off BT and the Thompson Local. . . No marketing budget, no Google or Social media to even advertise in, just a burning desire to succeed! . . So I bought the bank building where they declined me for the £10K business loan! . . For me this was a great day! . . Remember your current situation is never your final destination! ✊ . . #findtheaction

A post shared by Adam Deering (@adam_deering) on

"No tenía un plan B"

"Me senté cruzando los dedos, mientras la gerente tomó mi plan de negocios, lo revisó rápidamente y en un tono muy condescendiente dijo que era demasiado joven y sin experiencia comercial. Me sentí humillado, frustrado y triste. No tenía un plan B", relató.

Antes de renunciar a su trabajo, Deering había ahorrado para pagar el primer trimestre de alquiler de una pequeña oficina y consiguió una línea telefónica en préstamo.

"Pasé 4 meses llamando a potenciales clientes sentado en el piso porque no podía permitirme un escritorio ni una silla", contó el empresario al portal LADbible. Esos meses fueron difíciles para él, pero se negó a rendirse.

El arduo trabajo y su determinación hicieron que su empresa de gestión de deuda despegara, y en 2014 la vendió por 5 millones de libras (U$S6,4 millones). En la actualidad, Adam es un respetado hombre de negocios y fundador de una serie de empresas multimillonarias.

Planea convertir el inmueble del banco, que adquirió por 450.000 libras (casi U$S577.000), en un edificio residencial.

"Para mí, comprar el edificio del banco hace que todo vuelva al punto de partida y demuestra que tenía razón al seguir creyendo en mí mismo", comentó, señalando que la clave del éxito está en "mantenerse fiel a su visión y seguir adelante, pese a los obstáculos".

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